Money Train 2 Slot Review

Money Train 2 is a high-volatility slot from Relax Gaming that has become one of the most talked-about games in modern online slots. It launched on September 2, 2020, and quickly became one of the studio’s most iconic titles due to its intense mechanics and massive win potential. This Money Train 2 slot review covers every part of the game, from the base game mechanics to the Money Cart bonus round, so you know exactly what to expect before you play.

Money Train 2 at a glance

Before going deeper into how the game works, here are the core stats you need. The Money Train 2 slot by Relax Gaming is a high-volatility train heist adventure with a 96.40% RTP, 40 fixed paylines, and a jaw-dropping max win of 50,000x your stake. Those numbers alone explain why this game draws so much attention.

Theme and design

The setting immediately stands out. Relax Gaming does an excellent job of merging two themes in Money Train 2: the Wild West and steampunk. The result is something that sits between a spaghetti western and a Mad Max film, and it works well.

The background is classic Wild West, with a crumbling town set in a hot-baked desert illuminated by the setting sun. In contrast, the foreground features a rickety train with metal spikes. The whole scene has a gritty, post-apocalyptic weight to it.

The train hosting the 5-reel, 40-payline game area is a rickety contraption, bulging with gears, pipes, and ducts which looks like it might fall apart in a hot desert wind. The soundtrack is equally in theme, adding atmosphere to the abandoned, baking-in-the-hot-desert-town scenery.

Money Train 2 represents a genuine leap forward from its predecessor across virtually every dimension. The graphics are noticeably polished compared to the original, with enhanced animation quality that strengthens the steampunk-western aesthetic. Players who spent time with the original Money Train game will feel the upgrade immediately.

Symbols and paytable

The symbol lineup splits into two clear tiers. Lower-paying symbols include styled diamonds, hearts, clubs, and spades. These pay infrequently and at modest values, so they are essentially placeholders while you wait for the characters to appear.

High-paying symbols are represented by a female player, the tough guy collector, the green-backed sniper, and the Necromancer. Values in this category range from 8 to 20 times the stake. The Necromancer sits at the top of the pay ladder among the character symbols.

The skull with exhaust pipes is the wild symbol in Money Train 2, and it can step in for all regular symbols to help you form winning combos. It also pays as much as the highest paying Necromancer symbol, which is 20x your stake for five on a payline.

The bonus scatter symbol plays a separate role. The bonus scatter symbol doesn’t pay on its own; landing 3 or more of them is what launches the Money Cart Bonus Round. Two bonus symbols trigger something else entirely, which is covered in the features section below.

How the base game works

Money Train 2 comes with five reels, four rows, and 40 paylines. All 40 lines stay active with every spin, which simplifies your betting strategy. You are not choosing which lines to activate; they are always on.

Winning combinations are created by matching three, four, or five symbols starting from reel one. The betting range is accessible without being extravagant. It starts at a modest $0.10 and reaches up to $20.00 per spin.

Hit frequency is 19.55%, which means a win around once every five spins. That sounds reasonable, but the base game between bonus triggers can feel sparse given the extreme volatility. Volatility is extremely high and can lead to a whole lot of not much in the base game, interspersed by sharp explosions of a bonus game where anything can happen.

The minimum bet of $0.10 makes it possible to manage your bankroll across a longer session while you wait for the Money Cart round to arrive. Moderate bet sizes are recommended for any extended session on this high volatility slot.

Money Train 2 bonus features

The bonus system is the real story of this slot. While Money Train 2 doesn’t have that many bonus features, they are exciting and can be quite rewarding. Overall, besides the standard wild symbol that substitutes for other symbols, there is a Respin Feature and the main Money Cart Bonus Round bonus game.

The respin feature

The Respin feature is triggered when you land two BONUS symbols anywhere on the slot reels. Both symbols show multipliers, which are added together. Respins continue until a winning combination is created. With each losing spin, the multiplier increases by 1x, and the payout is calculated according to the number of accumulated multipliers.

This feature matters more than it might look on paper. The biggest drawback of the first game was the highly volatile base game grind, but this time you benefit from a clever respin feature that helps keep you motivated towards the bonus round climax. It acts as a meaningful consolation on non-winning spins and can occasionally deliver a solid payout by itself.

The Money Cart bonus round

This is what the entire game is built around. When three or more BONUS symbols land, it triggers the Money Cart Bonus feature. When active, night falls with a new grid that can only land multipliers and special symbols. The bonus round starts with three spins, and the BONUS symbols stay locked while adding the win multiplier to the stake.

The bonus starts with three re-spins, and any symbol landing on the grid resets this counter to three, allowing for extended bonus sessions. The longer the feature runs, the more multiplier values stack up across the grid, and those values are what drives the huge wins this game is known for.

The grid can also grow. When one reel is filled, there will be an extra reel unlocked, and then another extra reel for the next filled reel. If you are lucky, you’ll end up having a 7×4 grid. More space means more symbols, more interactions, and more multiplier stacking before the feature ends.

Special symbols in the bonus round

The bonus symbols that land during the Money Cart round each bring their own value and mechanic. Understanding all of them is what separates informed players from those who find the feature overwhelming at first. Here is what each one does:

• Bonus symbol — reveals a value between 1x and 10x.
• Golden bonus symbol — reveals a value between 20x and 200x.
• Payer — adds its value to all other visible symbols.
• Collector — collects all visible values and adds them to its own.
• Sniper — doubles the value of up to 8 symbols.
• Necromancer — adds a multiplier to your wins and brings back up to 7 bonus symbols back to life.

There are also persistent versions of the core character symbols. Payer, Sniper, and Collector features can be Persistent, which means they are active not just once, but every respin until the feature ends.

• Persistent Sniper — doubles the value of 3 to 8 symbols on every spin that follows, contributing significantly to potential wins.
• Persistent Collector — collects all other values on each spin and adds them to its own, leading to an ever-growing potential reward.

When the persistent collector combines with a persistent payer or persistent sniper, the multiplier values across all visible symbols can snowball rapidly. That interaction is what makes the 50,000x max win a real, if rare, possibility.

Money Train 2 RTP and volatility

Money Train 2 has a base game RTP of 96.40%. Players who access the bonus buy feature (available outside the UK) can play at 98.00% RTP, making this one of the highest RTP rates available in modern slot releases.

There is another version of the RTP to be aware of. Money Train 2 has a top-tier RTP version at 96.4% and a secondary RTP setting at 94.4%. This happens because Money Train 2 uses a system called RTP ranges, providing the casino with a way to tweak the winning chances via changes to their terms of service. Always check which RTP setting a specific Money Train 2 casino is running before you deposit.

Volatility sits at the absolute top end. Volatility is 5/5. Hit frequency is 19.55%, which means a win around once every five spins. The average bonus win according to Relax Gaming’s own data is 98x your stake. That is the average, which means some bonus rounds end far below that and others run dramatically higher.

The 50,000x maximum win is legitimately massive, representing a 2.5x increase over the original Money Train’s 20,000x cap. To put that in dollar terms, a $20 max bet theoretically yields a $1,000,000 payout if the ceiling is hit, though that outcome is extremely rare.

Money Train 2 bonus buy feature

The bonus buy feature is one of the most important parts of the Money Train 2 slot game for players who do not want to grind through the base game. The Bonus Buy feature allows players to bypass the base game and jump straight into the Money Cart Bonus Round for a cost of 100x the stake. This feature provides an instant shortcut to the high-reward bonus game, making it an attractive option for those seeking immediate action.

The RTP when using Bonus Buy is 98%. This option is ideal if you’re playing specifically for the bonus round and don’t want to endure base game volatility. While the feature can deliver extraordinary payouts up to 50,000x stake, it’s also possible to walk away with modest returns, so bankroll discipline is essential.

The Money Train 2 bonus buy option is not available everywhere. The Money Train 2 buy feature costs 100x stake and is unavailable to UK players under UKGC rules. US players at sites that carry the game and do not operate under UKGC jurisdiction can generally access it, but confirming availability at your specific casino before depositing is always smart.

One practical note: the buy feature becomes tempting since it can take a significant amount of time to trigger the feature organically. During testing, it took over 600 spins to trigger it the first time. That wait can be brutal on a limited bankroll, which is why the bonus buy at 100x stake is so appealing to high-stakes players.

Playing Money Train 2 for free

A Money Train 2 demo is available at most major review sites and at many online casinos before you log in. The Money Train 2 slot demo runs on exactly the same mechanics as the real-money version, so it is a genuine way to learn the symbol interactions before committing any cash.

The demo is especially useful for understanding the Money Cart bonus round. Players unfamiliar with complex symbol interactions may find initial bonus rounds overwhelming, though the underlying mechanics reward familiarity and repeated play. Running the Money Train 2 demo slot for a session or two before you play Money Train 2 with real money means you will already know what each character symbol does when the bonus finally hits.

Free play does not carry any wagering requirements or risk, and it works on both desktop and mobile. It is the most practical way to understand how the payer adds values to other symbols, how the sniper doubles selected positions, and how quickly the grid can expand in a good run. You can access the Money Train 2 free play mode without registration at many sites that host Relax Gaming content.

Mobile experience

Money Train 2 is fully optimised for mobile play, allowing you to enjoy the full Money Cart bonus experience and Re-Spin features on tablets and smartphones. The game maintains its complete feature set and visual quality across all device types.

Designed in HTML5, slots from Relax Gaming are accessible directly from a web browser with no download required. The same betting range and features are available on mobile as on desktop. The identical bet range is available regardless of what device you use. The bonus buy button, the paytable, and the autoplay controls all adapt cleanly to smaller screens.

Money Train 2 vs the original Money Train slot

Context helps here, particularly for anyone who played the original Money Train game when it launched. The sequel improves on it in almost every area.

Core features have been meaningfully amplified, with the new Re-Spin feature addressing the original’s primary weakness of a drab base game experience. Money Train 2 is an iconic slot that took the Hold and Win mechanic to a whole new level. The innovative additions to the bonus round were introduced in the original game released in 2019. But the sequel is the one that started a new trend that reshaped the slots vertical.

Where to find Money Train 2 online casinos

Finding the right casino to play Money Train 2 with real cash is as important as understanding the game itself. The slot is carried by Relax Gaming’s broad distribution network, which means it appears at a wide range of online casinos worldwide. Still, not every casino runs the 96.4% RTP version, and bonus terms vary significantly between sites.

When evaluating a Money Train 2 casino, check four things: the RTP build the casino uses, whether the bonus buy is available, what wagering requirements apply to any welcome offer, and how quickly you can withdraw real cash prizes. A casino bonus with low wagering can make a meaningful difference to your starting bankroll. You can compare current offers across leading sites at our best casino bonuses page.

Players who prefer crypto payments will find BNB casinos worth looking at, as several carry the full Relax Gaming library including this game. Crypto withdrawals at these sites tend to process faster than traditional bank methods, which matters when you win real cash prizes.

Nordslot casino is one operator that carries a solid selection of Relax Gaming titles alongside a straightforward bonus structure. Fairspin casino is another platform worth considering, particularly for players who value transparency and fast payouts. Both are worth checking before you commit to a single site for this game.

Players based in or familiar with the European market will find that many top operators are licensed under reputable frameworks. Curacao casinos are especially common for US-accessible operators and frequently run the full Relax Gaming portfolio. Checking the licence before depositing confirms that player funds are held to a recognized standard.

Yonibet casino and Rabona casino both offer broad game libraries and are worth comparing on bonus terms. Promotions change regularly, so always confirm current offers directly at each site. If a welcome bonus comes with generous cashback bonuses, that can reduce the effective cost of a high-volatility session on Money Train 2 considerably.

Players in specific markets have their own strong options. Those exploring Netherlands online casinos will find that locally licensed operators carry the game under KSA rules, which in some cases restricts the bonus buy option. Similarly, online casinos in Denmark operate under the Spillemyndigheden licence framework, and availability of bonus buy features varies by site.

Money Train 2 no deposit bonus options

A Money Train 2 no deposit bonus — specifically a bonus that lets you trial the slot without making a deposit — is less common than a standard welcome package, but it does exist at select operators. A Money Train 2 casino no deposit bonus typically takes the form of free spins credited on registration, though these spins are rarely assigned to this specific title because of its high volatility.

More often, a deposit bonus matched to your first payment gives you the extra funds needed to handle the variance. With a max win of 50,000x and wagering requirements attached to most casino offers, it is worth reading the bonus terms carefully. Some offers exclude high-volatility Relax Gaming titles from bonus play, so checking the game restrictions list before accepting any casino bonus is always worthwhile.

If free play is your goal before committing real money, the Money Train 2 demo available at review sites is the most practical option. It requires no registration, no deposit, and no wagering, and it gives you full access to the bonus round mechanics.

Pros and cons of Money Train 2

• 50,000x max win — one of the highest ceilings in modern online slots
• 98% RTP with bonus buy — exceptional return when the buy feature is active
• Expanding grid up to 7×4 adds genuine excitement to the Money Cart round
• Persistent symbols create compounding interactions that can snowball fast
• Respin feature adds meaningful activity between bonus triggers
• Free play / demo available at most hosting sites
• Fully mobile-optimised with no loss of features on smaller screens

• Extreme volatility — the base game between bonuses can be very dry
• Bonus buy unavailable in the UK and some other regulated markets
• Some casinos run the 94.4% RTP build — always confirm before playing
• Bonus triggers can take over 500 spins without the buy feature
• High starting cost of bonus buy at 100x stake requires bankroll planning

Tips for playing Money Train 2 slot

A few practical notes apply regardless of whether you use the bonus buy feature or spin organically through the base game.

1. Confirm the RTP build. The 94.4% version floating around certain casinos burns your bankroll over 40% faster, which shortens your chances of ever reaching the pot. Confirm the 96.4% line first.
2. Use the demo first. The Money Train 2 slot demo lets you see how the Money Cart bonus round plays out without any financial risk. Learn how each bonus symbol behaves before wagering real money.
3. Keep bets moderate. Placing moderate bets to stretch your bankroll is the most sensible approach on a slot where the bonus can take hundreds of spins to arrive naturally.
4. Understand the bonus buy math. At 100x stake, the buy feature at a $1 bet costs $100 and drops you into the bonus at a 98% RTP. If your session budget is tight, the organic route preserves more spins.
5. Know when the feature ends. The feature ends when there are no more spins left. Every new symbol resets the counter to three, so keeping the board active is the key to a long, high-value bonus round.
6. Play responsibly. Set a session limit before you start. The extreme volatility means long runs without a significant win are normal. Never chase losses on a game this volatile.

Relax Gaming as a developer

Money Train 2 is an iconic slot that took the Hold and Win mechanic to a whole new level. Thanks to super hits like this one, the Hold and Win feature has become almost as common as free spins. That influence tells you something about how significant the Money Train series is in the context of modern online slots.

Relax Gaming is licensed in different jurisdictions, ranging from Romania and Malta to the UK. It’s also certified by eCOGRA, which guarantees fairness in gaming, no bias, player protection, and responsible conduct by online casinos and software providers. That certification is a meaningful trust signal when you are choosing where to play Money Train 2 with real money.

By 2026, it remains the most played Relax Gaming slot, topping 3.2 billion spins globally. For players who enjoy the studio’s work more broadly, Novomatic slots offer a comparable range of high-quality titles from a similarly well-established developer, and many of the same casinos carry both libraries.

Frequently asked questions

What is the Money Train 2 RTP?

The base game RTP is 96.40%. Players who access the bonus buy feature (available outside the UK) can play at 98.00% RTP, making this one of the highest RTP rates available in modern slot releases. Some casinos also run a lower 94.4% RTP build, so always check.

What is the max win on Money Train 2?

The maximum win reaches 50,000x your stake. This represents a significant jump from the original Money Train’s 20,000x maximum, demonstrating Relax Gaming’s commitment to escalating win potential across the series.

How do I trigger the Money Cart bonus round?

The Money Cart bonus round triggers with three or more scatter symbols. The bonus starts with three re-spins, and any symbol landing on the grid resets this counter to three, allowing for extended bonus sessions.

How much does the bonus buy cost in Money Train 2?

The bonus buy costs 100x your current stake. A bonus buy feature allows players to purchase direct access to the feature for 100x their stake (not available to UK players). It also raises the effective RTP to 98% for that session.

Can I play Money Train 2 for free?

Yes. A Money Train 2 demo slot is available at most slot review sites and many online casinos in demo mode. The free play version uses the same mechanics as the real-money game, including full access to the bonus round.

Is Money Train 2 available on mobile?

Yes, fully. Money Train 2 is fully optimised for mobile play, allowing you to enjoy the full Money Cart bonus experience and Re-Spin features on tablets and smartphones. The game maintains its complete feature set and visual quality across all device types.

What is the minimum bet in Money Train 2?

The minimum bet is $0.10 per spin. The betting range starts at a modest $0.10 and reaches up to $20.00 per spin. All 40 paylines are always active, so your stake covers all lines automatically.

Is Money Train 2 a good slot for beginners?

Only if you are prepared for high volatility. This slot rewards players willing to endure extended dry spells for explosive payoff sessions but will frustrate those preferring consistent smaller returns. If you are new to slots, run the demo first and set a firm budget before playing for real money.